Job Description
A graduate trainee to be based in the leasing department. This is a recent graduate with the willingness to learn with good analytical and good communication skills.
Duties and Responsibilities
- Learn to write and submit proposals for approval to respective Credit Committees.
- Learn to attend to customers’ applications and give feedback.
- Learn to respond to customer queries.
- Learn to analyse, prepare and submit credit appraisals for approval and ensure customers files are properly documented.
- Learn the post discounting process.
- Learn how to create and maintain good working relationships with “dealers” (assets or car and equipment suppliers), new clients and existing clients with the aim of attracting business to ACL.
- Preparing agreement documents on approved leases for clients to sign.
Qualifications and Experience
- A minimum of one years’ experience in credit management and or within the banking sector.
- Achievement of a bachelor’s degree in Banking and finance, Business studies, Marketing, Economics or related field.
- B.Acc / B. Comm and an appropriate professional qualification e.g. IOBZ, Credit Risk Management is an added advantage.
- Excellent communication skills. Speaks and writes clearly, persuasively and informatively.
- Balance team & individual responsibilities. Able to build morale and commitment to goals and objectives.
- Uphold confidentiality and customer privacy in all situations.
- Professional. React well under pressure. Treats others with respect & consideration regardless of their status or position.
- Proactively seeks solutions that benefit the customer and the Bank.
- Exhibit sound and accurate judgment.
- Display passion and optimism.
- Pursue training and development opportunities. Continuously building knowledge and skills.
- Effective leadership, management, coaching, presentation and training skills.
- Observe the spirit of ACL’s Code of conduct.
- Adhere to ACL’s values.
- Adhere to the requirements of ACL’s credit and delinquency management policies.
Other
How to Apply
Application letters and Curriculum Vitae with traceable references and academic qualifications should be sent to: careers@africancentury.co.zw in the morning. Note CVs will be screen as they are being received.
Applicates are advised to ensure that the subject of their email is BUSINESS DEVELOPMENT - GRADUATE TRAINEE JOB APPLICATION JANUARY 2024.
Deadline: 10 January 2024